Chasing My Vision
In 2024, I achieved an electrifying 54 percent return on my investments, a milestone that has propelled my annualized track record since 2019 to a remarkable 47 percent. As a private individual investor, I’ve poured my heart into a strategy blending classic value investing with a smart options overlay, focusing on world class technology companies, particularly big tech giants and semiconductor leaders. This extraordinary success, led by these dynamic sectors, isn’t just about numbers, it’s the culmination of my relentless pursuit of knowledge, ironclad discipline, and a belief that I could carve my own path to greatness. This journey has inspired me to launch this website and my social media platforms, as I believe now is the time to share my work with others, making it productive for both myself and my audience while spreading my passion. I’m offering free content to inspire and educate, alongside premium paid content to support the time and effort I invest.
When I began this journey in 2019, I had a bold vision: to achieve exceptional returns by focusing on a select group of high conviction opportunities, free from the constraints of a traditional fund. No fees, no external investors, just me, my spreadsheets, and a burning passion to master investing. I set a rule to keep any single position under 12 percent of my portfolio, ensuring balance. Above all, I committed to thinking like an owner, diving into balance sheets, projecting cash flows cautiously, and always demanding a margin of safety. Every decision was a step toward proving I could compete with the biggest players.
A Tech Fueled Journey
This approach has turned my vision into reality. My records show an annualized return of 47 percent from January 2019 to December 2024, outpacing benchmarks like the MSCI World Index at roughly 50 percent cumulative and U.S. large cap indices near 60 percent. In 2024, when many struggled to match the tech sector’s meteoric rise, I posted a 54 percent gain, net of option premiums and estimated trading costs, driven by powerhouse big tech firms and cutting edge semiconductor companies. To put it in perspective, $100000 invested in 2019 would have compounded dramatically by 2024, surging to nearly $154000 if all gains hit in a single year like 2024. These numbers aren’t just figures, they’re proof that passion and discipline can transform dreams into reality.
My success hinges on a disciplined process. I’ve never chased hyped IPOs or market fads. Instead, I target companies with enduring strengths: proprietary technology, massive scale, network effects, or powerful brands, that reinvest profits at high returns. Big tech leaders like cloud computing giants and semiconductor innovators, with their robust free cash flow, smart capital allocation, and fortress like balance sheets, have been the backbone of my portfolio. Even in high growth sectors, I insist on low or no debt, ensuring resilience without sacrificing innovation.
Seizing Opportunities with Precision
My edge lies in timing. When markets falter, like when a big tech firm adjusts guidance or semiconductor demand dips briefly, I strike, buying at 15 to 30 percent discounts to my carefully calculated intrinsic value estimates. My valuation framework, grounded in discounted cash flow models, peer comparisons, and stress tested scenarios, keeps me focused. When a stock nears my intrinsic value estimate, within 10 percent, I decide whether to trim or sell, channeling profits into the next great idea. This cycle of patience and precision has built a compounding engine, fueling future wins.
I’ve amplified returns with a conservative options strategy. For core holdings, typically 8 to 12 percent of my portfolio, I sell covered calls with strike prices 10 to 15 percent above the current price, expiring in two to three months. These premiums added 1.2 to 2 percent annual yield per position from 2019 to 2023. In 2024, as volatility spiked in big tech and semiconductor stocks, those premiums soared, contributing about 4.5 percent to my 54 percent return while softening mid year dips. It’s not about speculation, it’s about stacking calculated advantages.
Building Wealth at a Discount
When I spot a promising company, often a big tech or semiconductor leader, but want a better price, I sell cash secured puts at or below my fair value estimate. If the stock holds steady, I keep the premium. If it drops, I buy at a lower effective cost, retaining the premium. This shaves 3 to 7 percent off my cost basis. By keeping at least 5 percent of my portfolio in cash as collateral, I stay liquid, never caught off guard in turbulent markets.
This mix of value driven buys, measured position sizes, and a disciplined options overlay let me thrive in 2024’s volatility. The technology sector, led by big tech and semiconductors, was my powerhouse. Despite concerns about lofty valuations, I pinpointed companies with fundamentals that justified their premiums. Big tech’s cloud infrastructure and enterprise software surged as businesses embraced AI, remote work, and digital transformation. Semiconductor firms, powering AI data centers and 5G, rode a wave of demand for advanced chips. Digital payment networks, processing trillions of transactions, capitalized on the shift to e commerce. I focused on firms with high margins and disciplined spending, avoiding cash burning pitfalls.
When my tech holdings soared, some doubling from 2023 lows, my covered calls locked in profits through premiums. Cash secured puts let me grab shares during brief pullbacks, lowering my cost basis even as markets swung. This strategy turned volatility into opportunity, proving that calm precision wins.
Learning as a Way of Life
Beyond the returns, my drive is a passion for learning. I’ve built a personal library of resources, notes on financial statements, valuation models, and options strategies, that guide me from fundamentals to advanced tactics. I study real world cases, like a tech firm’s 12 percent drop after an earnings miss, to see how patience lets fundamentals prevail. This isn’t just about wealth, it’s about growing wiser with every trade, every analysis, every lesson.
Sharing My Passion with the World
My 54 percent return in 2024, powered by big tech and semiconductor leaders, wasn’t luck, it was the result of sticking to my principles through inflation fears, memestock manias, and global uncertainties. While others chased hype, I waited for prices to fall below my intrinsic value estimates. When stocks hit my sell targets, I locked in gains with discipline. My options strategy cushioned downturns and amplified wins. This journey has inspired me to create this website and my social media channels to share my passion with you. I believe it’s time to make this productive for both myself and my audience, offering free content to inspire and educate, and premium content to fund my ongoing efforts. To my loyal followers, both long time supporters and new ones, and to everyone visiting my website and social media giving me a chance, thank you from the bottom of my heart. Your support fuels my passion and drives me to keep sharing.
Looking to 2025, with challenges like slowing growth in China or AI investment debates, I’m ready. My 47 percent annualized track record since 2019 fuels my confidence, but my process keeps me grounded: find great businesses, especially in big tech and semiconductors, buy them cheap, use options wisely, and never stop learning. My story proves that anyone with discipline and determination can achieve extraordinary results. From humble beginnings to transformative wealth, I’ve shown that big dreams don’t need big institutions, just the courage to act, the wisdom to grow, and the heart to share.